- Q1. What is the business of Truhome Finance Limited?
It is an affordable housing finance company offering home loans, LAP and secured lending products, mainly targeting low and middle-income, self-employed borrowers across semi-urban India. - Q2. Why is the company raising funds via IPO?Truhome Finance Limited is raising funds via IPO to strengthen capital base, support future loan growth, and meet RBI capital adequacy norms for expanding lending operations.
- Q3. What is the size of the issue and where will it list?
The IPO includes a Fresh Issue of ₹ 1500 Crore and an Offer for Sale (OFS) of ₹ 1500 Crore. It will be listed on NSE and BSE platform. - Q4. What are the key risks to an investor?
Key risks include exposure to low-income borrowers, credit defaults, rising interest rates, regulatory changes, and intense competition in housing finance segment. - Q5. What are the potential upsides?
Potential upsides include strong growth in affordable housing demand, pan-India presence, secured loan portfolio, and government support like PMAY provide long-term growth potential. - Q6. How to apply for the IPO?
Investors can apply for the IPO through ASBA via net banking or using UPI through registered stock brokers once the IPO opens for subscription.
Upcoming
Truhome Finance Limited
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IPO Score
0
*Score varies on actual price
Truhome Finance Limited is an affordable housing finance company engaged in providing home loans, loans against property, construction finance and other secured lending products, primarily catering to low- and middle-income customers in India’s semi-urban and peri-urban markets. It focuses on enabling access to housing finance for underserved segments with a pan-India distribution network.
Truhome Finance Limited was incorporated in 2010 & currently Mr. Ravi Subramanian serves as the Managing Director of the company.
Truhome Finance Limited filed its DRHP with SEBI on March 9, 2026. The IPO features a fresh issue of ₹ 1500 crore and an Offer for Sale (OFS) of ₹ 1500 crore.
It provides housing loans (purchase, construction, extension, improvement) and loans against property (LAP) along with other secured lending products for retail customers.It operates 216 branches across 19 states & UTs with ~110,000 + active loan accounts, indicating a wide pan-India reach in affordable housing finance.
Subscription date to apply for Truhome Finance Limited is yet to be announced. Price band for the IPO is yet to be declared.
Revenue, PAT, EBITDA
|
Year
|
2025
|
|---|---|
|
Networth
|
₹ 3436.62 Cr
|
|
Revenue
|
₹ 1904.52 Cr
|
|
EBITDA
|
₹ 1352.36 Cr
|
|
PAT
|
₹ 286.24 Cr
|
|
EBITDA Margin
|
71.00%
|
|
PAT Margin
|
15.02%
|
|
Face Value
|
Rs.10 per Equity Share
|
IPO Important Dates
|
#
|
Date
|
|---|---|
|
Open Date
|
TBA
|
|
Close Date
|
TBA
|
|
Anchor Investor Bidding
|
TBA
|
|
Allotment Date
|
TBA
|
|
Refunds& Demat Credit
|
TBA
|
|
Tentative Listing Date
|
TBA
|
Use Of Proceeds
|
Purpose
|
Amount
|
|---|---|
|
-
|
-
|
|
-
|
-
|
|
-
|
-
|
|
-
|
-
|
|
-
|
-
|
|
General Corporate Purpose
|
-
|
Financial Data
|
#
|
2023
|
2024
|
2025
|
|---|---|---|---|
|
Revenue (₹ Cr)
|
₹ 779.5
|
₹ 1,424.8
|
₹ 1,904.5
|
|
PAT (₹ Cr)
|
₹ 137.8
|
₹ 217.4
|
₹ 286.2
|
|
Asset (₹ Cr)
|
₹ 7,733.6
|
₹ 11,820.8
|
₹ 15,140.4
|
|
Net Worth (₹ Cr)
|
₹ 1,299.2
|
₹ 1,923.7
|
₹ 3,436.6
|
IPO Grey Market Premium
|
Date
|
IPO Price
|
IPO GMP
|
Profit Per Lot
|
|---|---|---|---|
|
17 July
|
₹ –
|
₹ –
|
₹ –
|
|
16-July
|
₹ –
|
₹ –
|
₹ –
|
|
15-July
|
₹ –
|
₹ –
|
₹ –
|
|
14-July
|
₹ –
|
₹ –
|
₹ –
|
|
13-July
|
₹ –
|
₹ –
|
₹ –
|
Promoters – Pre offer equity (Approx)
|
Promoters
|
% Shares
|
|---|---|
|
Mango Crest Investment Limited
|
98.16%
|
|
-
|
-
|
|
-
|
-
|
|
-
|
-
|
|
-
|
-
|
|
-
|
-
|
Lot Size details
|
Application Type
|
Lot Size
|
No. of Lot
|
No. of Shares
|
Investment Amount
|
|---|---|---|---|---|
|
Retail (Min)
|
–
|
1
|
–
|
₹ –
|
|
Retail (Max)
|
–
|
13
|
–
|
₹ –
|
|
HNI (Min)
|
–
|
14
|
–
|
₹ –
|
|
HNI (Max)
|
–
|
66
|
–
|
₹ –
|
|
Big HNI (Min)
|
–
|
67
|
–
|
₹ –
|
Key Performance Index (KPI)
|
ROE
|
10.68%
|
|---|---|
|
ROCE
|
18.94%
|
|
RoNW
|
8.33%
|
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