moneyview Limited

Moneyview Limited(NEW IPO): GMP, Profit, Price & expert review

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Moneyview Limited is a fintech company that provides digital financial services such as personal loans, credit score tracking, expense management, and other financial products through its mobile platform. The company uses technology and data analytics to assess credit profiles and offer quick unsecured loans, especially targeting underserved and new-to-credit customers in India.

Moneyview Limited was incorporated on 2014 & currently Mr. Puneet Agarwal serves as the Managing Director & Chief Executive Officer (CEO) of the company.

Moneyview Limited operates through digital platform and has built a user base of over 125 million customers across India and covers about 99.55% of India’s PIN codes and accounts for around 11% of digital unsecured personal loan sanctions in India.

Moneyview Limited has filed its Draft Red Herring Prospectus (DRHP) with Securities and Exchange Board of India (SEBI) for an IPO which includes a Fresh Issue of up to ₹ 1500 Crore and an Offer-for-Sale (OFS) of up to 136,095,900 Equity Shares.

Subscription date to apply for Moneyview Limited is yet to be announced. Price band for the IPO is yet to be declared.

Check DRHP
Check IPO Allotment
Visit Official Website
Issue Size:₹ 1500 Cr + 136,095,900 Equity Shares
Fresh Issue:₹ 1500 Cr
Offer for Sale:136,095,900 Equity Shares
Price Range:TBA
Lot Size:TBA
GMPPending

Moneyview Limited important data points

Revenue, PAT, EBITDA

YearFiscal 2025
Networth₹ 1918.66 Cr
Revenue:₹ 2378.53 Cr
EBITDA₹ 697.98 Cr
EBITDA Margin:~ 29.34 %
PAT₹ 240.27 Cr
PAT Margin~10.10%
Face Value:₹ 02

IPO important dates

Open Date:TBA
Close Date:TBA
Anchor Investor BiddingTBA
Allotment Date:TBA
Refunds & Demat CreditTBA
Tentative Listing Date:TBA

Use of Proceeds

PurposeAmount
Borrowing / Loan Disbursal Support₹ 650 Cr
Subsidiary Investment₹ 450 Cr
Sales and MarketingN/A
General Corporate PurposeN/A

Moneyview Limited Financial Data

202320242025
Revenue (₹ Cr)₹ 648.09₹ 1342.37₹ 2339.14
PAT (₹ Cr)₹ 162.56₹ 171.14₹ 240.27
Asset (₹ Cr)₹ 1724.05₹ 3519.5₹ 5632.42
Net Worth (₹ Cr)₹ 1314.27₹ 1606.64₹ 1918.66

Moneyview Ltd IPO Grey Market Premium

DateIPO PriceIPO GMPProfit per lot
04-May₹ –₹ –₹ –
03-May₹ –₹ –₹ –
02-May₹ –₹ –₹ –
01-May₹ –₹ –₹ –
30-Apr₹ –₹ –₹ –
Moneyview Limited

Moneyview Limited IPO Pros & Cons

Strengths:

  • Strong digital lending platform with advanced data analytics for credit assessment.
  • Large customer base of over 125 million users across India.
  • Operates in the fast-growing fintech and digital lending market.
  • Asset-light digital business model with nationwide reach (almost all PIN codes).
  • Backed by well-known institutional investors and venture capital firms.

Risks:

  • Business heavily dependent on unsecured personal lending, which carries higher credit risk.
  • Faces intense competition from banks, NBFCs, and other fintech platforms.
  • Highly regulated sector, and regulatory changes may impact operations.
  • Revenue depends significantly on partner NBFCs and lending institutions.
  • Economic slowdown or rising NPAs could affect loan growth and profitability.

Moneyview Limited
Promoters – Pre offer equity (Approx)

Promoters%Shares
Sanjay Aggarwal~ 10.33 %
Puneet Agarwal~ 8.66 %
Sushma Abburi~ 0.56 %
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Moneyview Limited Promoters – Pre offer equity (Approx)

Application TypeLot SizeNo. of LotNo. of SharesInvestment Amount
Retail (Min)–1–₹ –
Retail (Max)–13–₹ –
HNI (Min)–14–₹ –
HNI (Max)–66–₹ –
Big HNI (Min)–67–₹ –

Lead Managers / Registrars of Moneyview Limited

Lead / Book Running Lead ManagersAxis Capital Limited,
BofA Securities India Limited,
IIFL Capital Services Limited,
Kotak Mahindra Capital Company Limited
Registrar (RTA)MUFG Intime India Pvt Ltd

FAQ’S of Moneyview Limited

  • It is a digital-first fintech platform offering instant personal loans, credit cards, insurance, payments, and investments through a mobile app, serving over 125 million users across India.

  • Moneyview Limited is raising funds via IPO to expand lending operations, support loan disbursals under DLG arrangements, strengthen subsidiary Whizdm Finance, and fund general corporate growth initiatives.

  • The issue size of the IPO comprises of ₹ 1500 Cr as Fresh Issue + OFS of ~13.6 Cr equity shares. It will be listed on BSE and NSE platform.

  • Key risks include exposure to unsecured personal lending, regulatory changes in fintech, intense competition, credit default risk, and dependence on lending partners and technology platforms.

  • Upsides include strong fintech growth, 125+ million users, nationwide digital reach, and rising profitability position Moneyview to benefit from India’s expanding digital lending market.

  • Investors can apply for the IPO through ASBA via net banking or using UPI through registered stock brokers once the IPO opens for subscription.

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